It still amazes me when I see people scrambling the week before the holidays to buy last minute gifts for their friends and loved ones. I often wonder why these people wait until they have to fight the crowds at the end of December when they know how busy the stores are going to be. I have come up with a formula to explain this behaviour – 1/3 procrastination + 1/3 laziness + 1/3 poor planning. I could write a whole blog on how procrastination and laziness may lead to the fall of the North American economy in the next fifty years, but that would be more self cathartic than interesting, so I’ll focus the remainder of this blog on planning.